The Opportunity:
As a Life Underwriting Research Consultant, you'll join an innovative and dynamic environment supporting the Office of the Corporate Chief Underwriter (OCCU). In this role, you'll dive into a variety of exciting projects and research initiatives. Your work will be diverse and impactful, including supporting protective value (PV) studies; creating RFPs for different vendors and vendor evaluation; examining and identifying new data sources for research and insights; improving workflows and working on ways to increase automation; providing input on predictive modeling; and revising underwriting rules and procedures.
The Team:
You'll join a collaborative and forward-thinking team of underwriters from various backgrounds and product expertise, who are motivated to shape the underwriting landscape at MassMutual. As a team, we demonstrate accountability, agility, a dedication to being inclusive, a strong business acumen, and show courage and professionalism when advocating for a particular project or presenting a healthy challenge to the status quo. Outside of the Underwriting team, you can expect to work with colleagues from Data Science, Actuarial, Product, Competitive Intelligence, and IT.
The Impact:
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Partner with leadership across the enterprise to champion changes that improve processes, while maintaining mortality expectations
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Shape data sources for data driven underwriting practices
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Provide recommendations around new technologies and methodologies for risk selection
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Analyze, create, and develop rules for our algorithmic and accelerated underwriting (fluidless) processes
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Develop new and competitive underwriting guidelines with research, documentation, marketing, and presentations
The Minimum Qualifications:
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HS diploma or GED
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8+ years of relevant work experience in Life Insurance Underwriting
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Minimum $5+ million life approval limit without second signature
The Preferred Qualifications
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Bachelor’s Degree
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Confident communicator with strong written and verbal communication skills
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Be able to think strategically and influence others.
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Ability to partner with key constituents to support strategic and tactical development.
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A demonstrated track record of consistently meeting and/or exceeding performance expectations.
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Industry exams completed
What to Expect as Part of MassMutual and the Team
Regular meetings with the Office of the Corporate Chief Underwriting Team
Focused one-on-one meetings with your manager
Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran and disability-focused Business Resource Groups
Access to learning content on Degreed and other informational platforms
Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits
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MassMutual is an equal employment opportunity employer. We welcome all persons to apply.
If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
California residents: For detailed information about your rights under the California Consumer Privacy Act (CCPA), please visit our California Consumer Privacy Act Disclosures page.
MassMutual will accept applications on an ongoing basis until such time as a candidate has been offered employment. The job description includes the main duties of this position, which may evolve over time. You may be required to perform other duties not listed.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment.
Salary Range: $115,900-$152,100
